Types of Aid

• Grants are a form of need-based financial aid which do not have to be repaid. Federal grants are awarded based on the results of your FAFSA. State grants may require an application.
• Loans must be repaid, with interest. There are three major categories: federal student loans, parent and graduate plus loans, and private education loans. Federal loan programs offer lower interest rates and more flexible repayment plans than most consumer loans.
• Federal Work-Study (FWS) is a need-based federal program that provides on-campus and off-campus employment opportunities. Students must complete a financial aid application (FAFSA) and meet all eligibility requirements. Students are notified through the financial aid award process if they have been awarded FWS. Only students with an accepted FWS award as a part of their financial aid package can seek a FWS job.
• Scholarships do not have to be repaid. They are reserved for students with special qualifications, such as academic talent, interest in particular fields of study, or financial need. Scholarships may be funded through the UBalt Foundation which helps current students based on the generosity of UBalt alumni and friends

Have Questions?

Office of Financial Aid

financialaid@ubalt.edu

Office Hours:

• Virtual (phone, video, and email) 
  Monday - Thursday, 9:00am to 5:00pm
  Friday: 8:30am - 4:30pm
  
  
• Walk-In Hours (on-campus)
  Monday - Thursday 9:00am to 5:00pm
  By appointment only: Monday - Thursday 5:00pm - 6:00pm

 

Location:

Welcome Center
Office of Financial Aid
101 West Mount Royal Avenue
Baltimore, MD 21201

Phone: 410.837.4763                                                       
Email: financialaid@ubalt.edu 

Submit Financial Aid Inquiry